Terms of Service
Last Updated: November 15, 2023
Please read these Terms of Service carefully before using the services offered by Siyuru Kidepo Financial Education Inc. These terms govern your access to and use of our website, services, and applications.
1. Acceptance of Terms
By accessing or using our services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you may not access or use our services.
2. Description of Services
Siyuru Kidepo provides financial education services including but not limited to:
- Online courses and educational materials
- Budgeting tools and resources
- Financial coaching sessions
- Community forums and discussion groups
- Personalized financial action plans
Our services are educational in nature and do not constitute financial advice.
3. User Accounts
To access certain features, you must create a user account. You agree to:
- Provide accurate and complete information
- Maintain the security of your password
- Promptly update any information to keep it accurate
- Be responsible for all activities that occur under your account
4. Payment Terms
Certain services require payment. By purchasing these services, you agree to:
- Pay all charges at the prices then in effect
- Authorize us to charge your chosen payment provider
- Understand that payments are non-refundable except as required by law
We may change our pricing with 30 days notice to current subscribers.
5. Intellectual Property Rights
All content included in our services, such as text, graphics, logos, images, course materials, and software, is the property of Siyuru Kidepo or its content suppliers and protected by copyright laws.
We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes.
6. User Conduct
You agree not to:
- Use our services for any illegal purpose
- Violate any laws in your jurisdiction
- Infringe upon our intellectual property rights
- Harass, abuse, or harm another person
- Submit false or misleading information
- Interfere with or disrupt our services
- Attempt to gain unauthorized access to our systems
7. Disclaimer of Warranties
Our services are provided "as is" without any warranties, express or implied. We do not guarantee that:
- The services will meet your specific requirements
- The services will be uninterrupted, timely, secure, or error-free
- The results that may be obtained will be accurate or reliable
- The quality of any products, services, information will meet your expectations
8. Limitation of Liability
To the fullest extent permitted by law, Siyuru Kidepo shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses.
9. Indemnification
You agree to indemnify and hold harmless Siyuru Kidepo and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising out of your use of our services or violation of these terms.
10. Termination
We may terminate or suspend your account and access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms of Service.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.
12. Changes to Terms
We reserve the right to modify these terms at any time. We will provide notice of significant changes through our services or by email. Your continued use of our services after changes constitutes acceptance of the new terms.
13. Contact Information
If you have any questions about these Terms of Service, please contact us at:
Siyuru Kidepo Financial Education Inc.
123 Financial District Blvd, Suite 400
Toronto, ON M5X 1A9
Canada
Email: legal@siyuru-kidepo.sbs
Phone: +1 4372907382